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FAQ What is a loan? We will ask you to prepare projections that provide an analysis of future sales, cost and expenses for the first 12 to 18 months of operation. Traditionally, fixed assets are commercial real estate property or equipment that has an economic life of 10 year or longer. Each third party lender has different fees. What is the advantage of obtaining a loan? You will also be charged for any extraordinary costs such as appraisals and filing documents like a deed of trust. Yes, once your loan is complete you will have to make payments to the third party lender and the Cen Cal Business Finance Group. We will determine your eligibility to borrow under this program, help with any additional paperwork needed and if approved will locate a participating third party lender if you do not have one. What do you look for in an application that will finance a new business? FAQ What is a loan? What will this loan cost me? Applicants applying for financing under this program must have their business located in the rural areas of Fresno County. We will ask you to prepare projections that provide an analysis of future sales, cost and expenses for the first 12 to 18 months of operation. We encourage small business owners to obtain conventional financing when possible. It should include your resume and educational background, information regarding the products you will sell, your related experience, who will be your competition, and who you expect to be your target market. There is no cost to making an application.